My thought exactly. I think this is the best answer that I ever heard to this question. I hope you're OK with me using this and referencing you in the future.
I've recommended the trade route before as well. I remember very clearly when I learned this lesson, unfortunately too late. My upbringing valued education, and the higher the better. ~ 3 years after spending `$50K for my masters, owning and running 2 PT clinics, (but in a whole lot of debt) I became friends with guy my age who was an electrician since high school, and I initially thought about how he should have gone to college, etc. I then realized that although I was earning more salary, he had no debt, a house, boat, vacation home, 3 days off a week to fish/hunt....Who was smarter????
Thanks for letting me rant